Dashboard

Everything at a glance

Invoices, payments, clients, and GST — all from a single, clean dashboard.

PayTrova dashboard showing invoices, clients, and payment tracking
Platform

Everything you need to get paid.

Six primitives. One platform. Zero spreadsheets.

Smart Invoicing

12 polished templates, auto-numbering, multi-currency

Smart Invoicing

Professional invoices in under a minute. 12 branded templates, recurring schedules, partial payments, bulk operations.

12 customisable PDF templates
Auto-numbering with prefix rules
Multi-currency for global clients
Recurring invoice schedules
Bulk send via email + WhatsApp
HSN / SAC codes auto-suggested
DSC-signed PDFs supported

GST Compliance

Auto CGST / SGST / IGST split + GSTR-1 / 3B / 9 returns

GST Compliance

Place-of-Supply aware tax split with HSN / SAC suggestions. Returns generated in GSTN JSON, ready to upload.

Auto CGST / SGST / IGST split
Place of Supply detection
HSN / SAC suggestions from catalog
Real-time GSTIN verification
GSTR-1 / 3B / 9 report generation
GSTR-2B reconciliation
Composition: CMP-08 + GSTR-4

Razorpay Native

UPI, cards, net banking, wallets — reconciled instantly

Razorpay Native

Accept every method your clients use. Auto-reconcile on settlement, payment links on invoices, partial payments tracked.

UPI, cards, net banking, wallets
Auto-reconciliation on settlement
Payment links on every invoice
Partial payment tracking
Webhook-driven status updates
Per-tenant webhook secret
Payment links via WhatsApp

Client Portal

Branded space for invoices, quotes, payments

Client Portal

Every client gets their own branded portal. View invoices, approve quotes, pay directly — no signup, no app.

Branded client-facing portal
View, download, and pay invoices
Approve or decline quotes online
Complete payment history
No client signup required
Razorpay checkout, in-portal
Mobile-responsive, no app needed

CA, In-Platform

Invite your CA — finalize books in PayTrova

CA, In-Platform

Your Chartered Accountant logs in with role-scoped access to books, returns and audit workspace.

BYO-CA — invite your existing CA
Books — AS / Ind AS compliant
Schedule III P&L + Balance Sheet
TDS, Form 16, ITR, Tax Audit
ROC filings — AOC-4 / MGT-7
Board minutes + statutory registers
Payroll + CARO 2020 audit

DSC Signing

Class-3 digital signatures via the PayTrova DSC Helper

DSC Signing

Sign every regulatory PDF with the CA's own Class-3 DSC token. Your key never leaves the device.

Class-3 DSC — licensed Indian CAs
Single + bulk document signing
IT Act 2000 Sec. 3 — legally valid
MCA21 / GSTN / TRACES ready
No server-side key custody
PayTrova DSC Helper
Audit trail with cert chain
Made for India

Designed for the way
India does business.

Every feature built around Indian tax rules, payment rails, and the small indignities of quarterly compliance — not bolted on later.

  • Automatic CGST / SGST / IGST split — place-of-supply aware
  • HSN / SAC codes suggested from your catalog
  • Real-time GSTIN verification for every supplier and client
  • Razorpay — UPI, cards, net banking, wallets
  • Bill of Supply, Proforma, E-way-ready document types
  • Tally XML import — carry your history across cleanly
PayTrova
INVOICINGGSTPAYMENTSCOMPLIANCE
Payroll · Leave · Compliance

Accounting, payroll, leave & compliance — under one roof.

Most businesses stitch together an accounting tool, a payroll service, a leave app, and a CA for filings — four subscriptions, four logins, four versions of the truth. PayTrova runs all of it on one shared ledger, under one login.

The usual way

Four tools that don’t talk

  • Accounting & invoicing software
  • A separate payroll service
  • A leave / HR app
  • A CA for GST & statutory filings

Four bills · four logins · data re-keyed between each

With PayTrova

Everything under one roof

  • Invoicing, GST & accounting
  • Full Indian payroll with statutory filings
  • Leave & attendance built right in
  • Your CA logged in alongside you

One login · one bill · one source of truth

Payroll

Run payroll in minutes

  • Pay runs with multi-level approval
  • Auto EPF, ESI, PT, TDS, LWF & NPS deductions
  • Branded payslips + NEFT / RTGS bank-advice files
  • Salary revisions with arrears, loans & reimbursements
  • Bonus runs and full & final settlement

Leave & Attendance

Leave that feeds payroll

  • Custom leave types with accrual & carry-forward
  • Apply → manager approval workflow
  • Live balances, comp-off & encashment
  • Holiday calendar & weekly-off rules
  • Employee self-service portal for requests & balances
  • Loss-of-pay flows straight into the pay run

Statutory & Compliance

Filings, handled

  • EPF, ESI, PT & LWF challans per pay run
  • Form 24Q (quarterly) and Form 16 Part A + B
  • Form 12BB declarations with TDS projection
  • EPF ECR & ESI upload files generated for you
  • Statutory due-date reminders so nothing slips
Compliance Stack

Your CA, your DSC, and every regulatory return — in one place.

Most invoicing tools stop at “you can email a PDF”. PayTrova goes the rest of the way: books, returns, audit, ROC, payroll — with your CA logged in alongside you and Class-3 DSC signing on every official document.

CA Module · BYO-CA

Your Chartered Accountant, logged in.

Invite your existing CA. They get role-scoped access to your books, return prep, and audit workspace. PayTrova never signs, never auto-files, never advises — we generate the official-format outputs and your CA certifies. Positioned strictly as a tool used by the CA, in line with the Chartered Accountants Act 1949.

Books & finalization

  • Chart of Accounts
  • Journal entries
  • Trial balance + day book
  • Profit & Loss (Schedule III)
  • Balance Sheet
  • Cash flow (AS 3 / Ind AS 7)
  • Fixed assets register
  • Bank reconciliation
  • Notes to accounts
  • Period lock + finalization gate

Tax pack

  • TDS deductions + challans (281)
  • TDS quarterly returns
  • Form 16 / 16A / 27D
  • Form 26AS / AIS reconciliation
  • s.197 lower-deduction certs
  • Advance tax schedule
  • ITR preparation
  • Tax audit (Form 3CD)
  • GST returns (extended)
  • GST notice tracker

Statutory + heavy lifters

  • Board meetings + minutes
  • Board resolutions
  • Director management
  • AGM + statutory registers
  • ROC filings (MCA21)
  • AOC-4 + MGT-7
  • MCA fee calculator
  • Payroll + EPF / ESI / PT
  • Statutory audit (CARO 2020)
  • Article assistant supervision

₹500/month CA Collaboration add-on. Cited regulatory sources for every computation — Companies Act 2013, Income Tax Act 1961, CGST Act 2017, ICAI Accounting Standards.

DSC Signing · Class-3

Real digital signatures.
No shared keys.

Sign any document with the CA's own Class-3 DSC token through the PayTrova DSC Helper. PayTrova never holds your signing key — it stays on your token. The platform prepares the PDF, the helper signs it, the signed bytes flow back into PayTrova for storage and audit.

Documents you can sign

  • Tax invoices + Bills of Supply
  • Credit notes + Debit notes
  • Delivery challans
  • Purchase orders
  • Receipt vouchers
  • Bulk batch signing

Legal & compliance

  • IT Act 2000 Sec. 3 — full legal validity of digital signatures
  • Class-3 DSC from licensed Indian CAs (eMudhra, Sify, NSDL, etc.)
  • Schedule II IT (Certifying Authorities) Rules 2000 compliance
  • Accepted by MCA21 / GSTN / TRACES for statutory uploads
  • Per-org signature audit trail with certificate chain + timestamp

Flow

  1. PayTrova prepares the PDF + digest server-side
  2. Browser hands the digest to your DSC token via the PayTrova DSC Helper
  3. Token signs locally — key never leaves the device
  4. Signed bytes embedded back into the PDF, archived against the doc

16 API routes covering 4 document types × prepare/complete × single/bulk. Zero server-side key custody — your DSC token, your signature.

Companies Act 2013
Income Tax Act 1961
IT Act 2000 Sec. 3
ICAI SA 230
AI Voice Agent

Meet K2 AI. Your voice-first
accountant.

Speak naturally in your language. K2 creates invoices, manages clients, tracks payments, and navigates your entire business — completely hands-free.

10 Indian languages

Speak in yours — K2 understands and responds back.

हिन्दीગુજરાતીमराठीবাংলাதமிழ்తెలుగుಕನ್ನಡമലയാളംਪੰਜਾਬੀEnglish
  • Natural multi-turn conversations

    Say "create invoice for Rahul" and follow up with details across messages. K2 remembers the full context.

  • 40+ voice commands

    Create invoices, quotes, clients. Record payments. Check balances. Generate reports — all by speaking.

  • Context-aware for Indian business

    Understands client names, GST terms, and amounts in lakhs and crores. Works with your existing data.

  • Full voice responses

    Speaks back in your language with male or female voice. Fully usable without looking at the screen.

  • Permission-aware

    Respects role-based access. Team members only interact with what they're authorized to — even through voice.

  • Smart navigation

    Takes you to the right page after actions. Creates a client and opens their profile automatically.

Live conversation
आप (हिन्दी)
"राहुल का इनवॉइस बनाओ, 50 हज़ार का"
K2 AI
राहुल शर्मा के लिए ₹50,000 का इनवॉइस बना रही हूँ। आइटम्स क्या हैं?
आप (हिन्दी)
"वेब डेवलपमेंट सर्विसेज, एक ही आइटम"
K2 AI
हो गया! Invoice INV-2026-05-0047 बन गया राहुल शर्मा के लिए — ₹50,000 + 18% GST। भेज दूँ?
आप (हिन्दी)
"हाँ, भेज दो"
K2 AI
इनवॉइस ईमेल से भेज दिया राहुल को। पेमेंट लिंक भी अटैच है।
Tap to speak...
हिन्दी
Try K2 AI Free

10 free voice interactions included with every plan.

GST Returns

Every return, auto-generated.

Generate GSTN-compatible JSON from your invoice and purchase data. Download and upload directly to the GST portal.

GSTN portal-compatible JSON
Built-in validation before filing
Auto-computed from your data
GSTR-1Outward supplies

B2B, B2C large, B2C small, credit/debit notes, exports, HSN summary, document summary, nil-rated. All 9 GSTN sections.

GSTR-3BSummary return

Outward tax liability, interstate B2C, input tax credit from bills, exempt inward supplies, net tax payable.

GSTR-9Annual return

Part II outward supplies, Part III input tax credit, Part IV tax paid. Full year consolidated automatically.

GSTR-9CReconciliation

Upload your filed GSTR data. Instant books-vs-filed variance analysis with mismatch highlights.

GSTR-2BITC matching

Match supplier 2B data against your purchase records. Identifies matched, mismatched, and missing entries.

GSTR-4Composition annual

For composition dealers. Goods taxed at 1%, services at 6%, reverse charge computed from your bills.

CMP-08Quarterly challan

Quarterly tax payment challan for composition scheme taxpayers. Auto-computed from sales data.

VALIDATEPre-filing checks

Automatic validation before generating any return. Catches missing GSTINs, invalid HSN codes, and tax rate mismatches.

Pricing

One plan. Everything included.

Start free. Upgrade when you need more seats.

All prices are exclusive of GST · 18% GST is added at checkout

Starter
0/mo · forever

For solo founders just getting started.

Sign Up
  • 10 invoices per month
  • 3 clients
  • Basic GST (CGST/SGST)
  • Razorpay payments
  • Email support
Most popular
Pro
832/mo · billed yearly

For teams that invoice every day.

Sign Up
  • Unlimited invoices & clients
  • All 12 templates + client portal
  • Full GST (CGST/SGST/IGST) + HSN/SAC
  • Razorpay reconciled — UPI, cards, wallets
  • Recurring invoices + credit/debit notes
  • Annual-report grade analytics
  • Tally XML import
  • Priority email + WhatsApp support
Business
Customlet's talk

For finance teams and CAs with many clients.

Sign Up
  • Everything in Pro
  • Multi-entity / multi-GSTIN
  • Role-based access control
  • SSO · SAML
  • Dedicated success manager
  • 99.9% SLA
Everything included

78+ features, one price

No tiers gating what you can do. Expand any module below to see exactly what you get.

  • GST tax invoices with 12 branded PDF templates
  • Quotes / estimates with client-portal approval & e-signature
  • Recurring invoices — auto-generate & auto-send on schedule
  • Credit notes & debit notes with full tax split
  • Delivery challans with transport / e-way details
  • Receipt vouchers for advance receipts
  • Customisable auto-numbering ({PREFIX}-{YYYY}-{SEQ})
  • Bulk send, WhatsApp share & Excel export
  • Automated late fees & payment reminders
  • Automatic CGST / SGST / IGST split, place-of-supply aware
  • HSN / SAC codes, cess & reverse-charge handling
  • Real-time GSTIN verification for clients & vendors
  • GSTR-1, GSTR-3B & GSTR-9 generation (GSTN JSON)
  • GSTR-2B ITC matching & GSTR-9C reconciliation
  • Composition scheme: CMP-08 + GSTR-4
  • Export invoices (zero-rated) & Bill of Supply
  • ITC tracking & RCM register
  • Vendor management with MSME / Udyam tracking
  • Bills (purchase invoices) with multi-payment recording
  • Purchase orders → one-click convert to bill
  • TDS on bills with section codes & auto-rate
  • Import a bill straight from a vendor invoice email
  • Aged payables & vendor statements
  • Razorpay — cards, UPI, net-banking & wallets
  • Payment links / requests with document linking
  • One-click pay from the client portal
  • Webhook-driven payment status updates
  • Payment-evidence upload, verify & approve
  • Client CRM with CSV import & GSTIN auto-fill
  • Self-service client portal (invoices, quotes, payments)
  • Product / service catalog with HSN / SAC
  • Live stock tracking with low-stock alerts
  • Stock movement log & opening-stock import
  • Employee master & configurable salary structures
  • Monthly payroll runs with multi-level approval
  • EPF, ESI, PT, LWF, NPS & TDS computation
  • Statutory challans — ECR, ESI & PT
  • Form 16 (DSC-signed) & Form 24Q
  • Biometric + HRMS attendance, shifts & leave
  • Full & Final settlement, bonus, loans & reimbursements
  • Employee self-service portal with payslips
  • Double-entry journal with Schedule III chart of accounts
  • Day book, cash book & bank book
  • Trial balance, P&L, balance sheet & cash flow
  • Fixed-asset register with depreciation schedules
  • Bank reconciliation
  • Period finalisation, adjustments & notes to accounts
  • Directors, DIR-3 KYC & DIR-12 filings
  • AGM, board meetings, minutes & resolutions
  • All 9 statutory registers
  • Share capital changes & share certificates
  • ROC filings — AOC-4, MGT-7, SH-7, PAS-3, MR-3 & more
  • MSME-1 return & compliance calendar
  • 26AS / AIS reconciliation
  • Advance tax & ITR (3 / 4 / 5 / 6)
  • Tax Audit Form 3CD with 51-clause auto-population
  • TDS deductions, challans (ITNS-281) & returns (24Q / 26Q / 27Q)
  • Form 16 / 16A / 27D certificates
  • Lower-deduction certs, Form 15G/15H & GST notice tracker
  • Revenue, sales register & client analysis
  • Outstanding & aging, payment analytics
  • GST, ITC & RCM reports
  • Stock summary, vendor & client statements
  • Auditor bundle — one-click ZIP for your CA
  • Export everything to PDF / Excel / CSV
  • K2 AI voice assistant across 22 Indian languages
  • Catch — capture now, convert to a document later
  • Proof Box document data extraction (OCR)
  • Bank-statement parsing & reconciliation
  • Cloud-billing reseller invoicing (AWS / Azure / DO / Wasabi)
  • CA collaboration workspace & document requests
  • MFA (TOTP) + WebAuthn passkeys
  • Role-based access with granular permissions
  • Multi-org / multi-GSTIN from one login
  • Audit logs on every mutation
  • AES-256-GCM encrypted secrets
  • Cloud backups — DO Spaces, Wasabi, GCS & AWS S3
  • Per-org timezone & DPDP Act 2023 compliance
“We went from three tools and a spreadsheet to one dashboard. DSO dropped from 38 days to 12. PayTrova paid for itself in a week.”
AR
Aisha R.
Founder, Jenria Design Co.

Start sending professional invoices today.

Free forever for solo founders. No credit card. No lock-in.